Breakdown Excess

Excess

Reduce your premium with the addition of excess

From
£18.86

Excess

You can choose to select to pay an excess on your policy in order to reduce the amount of premium you pay when buying your breakdown cover.

We believe offering our customer’s flexibility in being able to tailor their breakdown cover is important. Not all our customers are the same and require something a little different. So our range of breakdown cover can be built to suit each individual’s requirements.

By allowing you to apply an excess to your cover we can give you a reduced premium. This will mean every time you make a claim you will be required to pay a fee of £30 towards the cost of the claim. Normally this is the first £30 towards any claim during your breakdown cover.

Types of cover

Vehicle

Vehicle Breakdown Insurance

Cover one or more vehicles with any driver

You can register up to four vehicles. As long as they are all used for private use. So, if your vehicle breaks down, we’ll come to the rescue no matter who is driving it.

Read more

Personal Breakdown Insurance

Cover up to 4 people in any vehicle

So whatever vehicle the insured individuals are traveling in or driving, we’ll come to the rescue if something goes wrong, whether you’re the driver or a passenger.

Read more

What vehicles we cover

Cars

Motorbikes

Caravans and Trailers

Vans

Trusted service with support you can rely on

Any vehicle or driver covered

We’ll cover your vehicle, no matter who’s driving it. Or we’ll cover you, so no matter which vehicle you’re driving, you know you won’t be left stranded if you break down.

Keeping you safe, day or night

A network of skilled mechanics on-call 24/7, to make sure you’re kept safe when it matters most. We’ll even let your family or colleagues know you’re ok if you can’t contact them.

We’ll get you moving again

We’ll make sure your journey continues with alternative transport, such as a hire car, so you and your passengers make it to your destination.

Save yourself unforeseen costs

No call-out charges and a 24 hour UK based breakdown call centre for if you find yourself stranded.

Our other extras

Motor Legal Protection

We’ll provide cover for legal costs when you’ve had a road traffic accident involving your car and you’re not to blame.

Home Cover

Assistance on your driveway if there’s something wrong with your vehicle, or if you break down within one mile from home

Key Cover

Make sure your car keys are covered in case they’re lost, stolen – or accidentally locked inside your vehicle.

Breakdown Comparison table

Local Cover

Annual from
£18.86 / Year
  • Roadside assistance
  • Local recovery
  • Misfuel
  • Home Cover (optional)
  • Excess (optional)
  • Trailer & caravan

National Cover

Annual from
£19.79 / Year
  • Roadside assistance
  • Local recovery
  • National recovery
  • Onward travel
  • Emergency overnight accomodation
  • Misfuel
  • Home Cover (optional)
  • Excess (optional)
  • Trailer & caravan

European Cover

Single trip from
£55.78 / Year
  • Roadside assistance
  • Local recovery
  • National Recovery Tooltip
  • National recovery
  • Onward travel
  • Emergency overnight accomodation
  • Home Cover
  • Misfuel
  • Excess (optional)
  • European cover
  • Trailer & caravan

What our customers are saying

Frequently Asked Questions

What is Vehicle Breakdown Cover?

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Cover My Helphub

Customer Services number: 0800 980 5134

Emergency call out number: 01945 425307

Email: admin@covermy.co.uk