Types of cover
Vehicle Breakdown Insurance
Cover one or more vehicles with any driver
You can register up to four vehicles. As long as they are all used for private use. So, if your vehicle breaks down, we’ll come to the rescue no matter who is driving it.
Personal Breakdown Insurance
Cover up to 4 people in any vehicle
So whatever vehicle the insured individuals are traveling in or driving, we’ll come to the rescue if something goes wrong, whether you’re the driver or a passenger.
We’ll keep you moving
At CoverMy we recognise how important your car is for your day-to-day life, and so we believe finding the right breakdown insurance cover for your carefully chosen vehicle is vital. That is why we have a range of cover that’s designed to protect either you as an individual, or a vehicle of your choice.
Your vehicle breaking down is a nightmare scenario for most drivers and one that can be a scary and stressful situation, especially if you’re on your own or have a family with you. Unfortunately, breaking down is something that will happen to the majority of us. It’s also likely to be at the most inconvenient time and place.
That is why we want to make sure you have the right breakdown cover in place and provide you with the comfort in knowing that we will be there when you need us and get you moving again. With CoverMy Breakdown you won’t be left stranded on the roadside. If you breakdown and we cannot repair your vehicle at the roadside we will tow you to a garage that can fix it or to your home for you.So whether you’re looking for home cover, protection for your family or a loved one, travelling across Europe or wanting to cover your precious two wheels. At CoverMy we want to make sure you never have to drive again without knowing we will help should the unexpected happen. You have someone that believes what is important to you is also important to us as well.
A flexible range of cover
What we cover
We’ll provide assistance and try to temporarily repair your vehicle if you break down more than one mile away from home. If we can’t do a temporary repair we will arrange for you, your vehicle and up to four passengers to be taken to the nearest suitable garage.
If your insured vehicle has broken down, and is within one (1) mile of your home, we will attempt to carry out a temporary repair. If a temporary repair is not possible, we will tow you to a suitable garage of your choice. The garage must be within a 25 mile radius of the Breakdown site.
We’ll recover you and your vehicle to your home address or original destination, if a local garage isn’t able to repair your vehicle.
If your insured vehicle has broken down during a trip within Europe we will instruct a recovery operator to attend the scene of the breakdown and where possible carry out a temporary repair.
If a temporary repair is not possible, we will arrange for you, your insured vehicle and up to four passengers to be taken to the nearest suitable garage.
Transport for you and up to 4 passengers, cost of alternative second class rail travel or the cost of a suitable self-drive hire car for up to 72 hours , up to a maximum of £250 to allow you to complete your journey.
Emergency overnight accommodation
Cost of one night’s hotel accommodation, excluding all food and drink, for the driver and up to 4 passengers. This is limited to a maximum of £40 per person or £200 for all persons.
Trailer & caravan
If your vehicle breaks down whilst towing, we’ll recover your trailer or caravan.
Any vehicle or driver covered
We’ll cover your vehicle, no matter who’s driving it. Or we’ll cover you, so no matter which vehicle you’re driving, you know you won’t be left stranded if you break down.
Trusted breakdown insurance service with support you can rely on
Any vehicle or driver covered
With CoverMy breakdown insurance, we’ll cover your vehicle, no matter who’s driving it. Or we’ll cover you, so no matter which vehicle you’re driving, you know you won’t be left stranded if you break down.
Keeping you safe, day or night
A network of skilled mechanics on-call 24/7, to make sure you’re kept safe when it matters most. We’ll even let your family or colleagues know you’re ok if you can’t contact them.
We’ll get you moving again
We’ll make sure your journey continues with alternative transport, such as a hire car, so you and your passengers make it to your destination.
Save yourself unforeseen costs
No call-out charges and a 24 hour UK based breakdown call centre for if you find yourself stranded.
Our breakdown extras
Include a voluntary Excess to reduce your premium
Cover if you vehicle breaks down at your home address
Make sure your car keys are covered in case they’re lost, stolen – or accidentally locked inside your vehicle.
Motor Legal Protection
We’ll provide cover for legal costs when you’ve had a road traffic accident involving your car and you're not to blame.
If you require emergency assistance then please call 01945 425307 in the UK or if abroad then call +44 1945 425307
“What our operators will need if you breakdown
1. Your name and breakdown insurance policy number.
2. The vehicle’s make, model and registration number.
3. The exact location of the vehicle, such as the road you are on, the nearest junction, identifiable landmark etc.
4. What you suspect the nature of the fault is.
5. The telephone number you are calling from.
6. We will then arrange for a Recovery Operator to attend to the given location as quickly as possible.