Breakdown Insurance

Breakdown Insurance

From
£18.86

Types of cover

Vehicle

Vehicle Breakdown Insurance

Cover one or more vehicles with any driver

You can register up to four vehicles. As long as they are all used for private use. So, if your vehicle breaks down, we’ll come to the rescue no matter who is driving it.

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Personal Breakdown Insurance

Cover up to 4 people in any vehicle

So whatever vehicle the insured individuals are traveling in or driving, we’ll come to the rescue if something goes wrong, whether you’re the driver or a passenger.

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We’ll keep you moving

At CoverMy we recognise how important your car is for your day-to-day life, and so we believe finding the right breakdown insurance cover for your carefully chosen vehicle is vital. That is why we have a range of cover that’s designed to protect either you as an individual, or a vehicle of your choice.

Your vehicle breaking down is a nightmare scenario for most drivers and one that can be a scary and stressful situation, especially if you’re on your own or have a family with you. Unfortunately, breaking down is something that will happen to the majority of us. It’s also likely to be at the most inconvenient time and place.

That is why we want to make sure you have the right breakdown cover in place and provide you with the comfort in knowing that we will be there when you need us and get you moving again. With CoverMy Breakdown you won’t be left stranded on the roadside. If you breakdown and we cannot repair your vehicle at the roadside we will tow you to a garage that can fix it or to your home for you.

So whether you’re looking for home cover, protection for your family or a loved one, travelling across Europe or wanting to cover your precious two wheels. At CoverMy we want to make sure you never have to drive again without knowing we will help should the unexpected happen. You have someone that believes what is important to you is also important to us as well.

A flexible range of cover

uk breakdown

UK Breakdown
Cover

We’ll cover an individual whatever the vehicle they’re driving – or alternatively cover the vehicle no matter who’s driving it. Find out more

European Breakdown Cover

If your vehicle has broken down during a trip within Europe, we will instruct a recovery operator to attend the scene of the breakdown. Find out more

Motorbike Breakdown Cover

Cover your motorbike, no matter who’s riding it. We help keep you moving on your precious two wheels. Find out more

Family Breakdown
Cover

We can make sure your family is safe, with our personal cover for you and up to three people living in your household. Find out more

What we cover

Local cover

We’ll provide assistance and try to temporarily repair your vehicle if you break down more than one mile away from home. If we can’t do a temporary repair we will arrange for you, your vehicle and up to four passengers to be taken to the nearest suitable garage.

Home cover

If your insured vehicle has broken down, and is within one (1) mile of your home, we will attempt to carry out a temporary repair. If a temporary repair is not possible, we will tow you to a suitable garage of your choice. The garage must be within a 25 mile radius of the Breakdown site.

National cover

We’ll recover you and your vehicle to your home address or original destination, if a local garage isn’t able to repair your vehicle.

European cover

If your insured vehicle has broken down during a trip within Europe we will instruct a recovery operator to attend the scene of the breakdown and where possible carry out a temporary repair.

If a temporary repair is not possible, we will arrange for you, your insured vehicle and up to four passengers to be taken to the nearest suitable garage.

Breakdown Insurance

Onward travel

Transport for you and up to 4 passengers, cost of alternative second class rail travel or the cost of a suitable self-drive hire car for up to 72 hours , up to a maximum of £250 to allow you to complete your journey.

Emergency overnight accommodation

Cost of one night’s hotel accommodation, excluding all food and drink, for the driver and up to 4 passengers. This is limited to a maximum of £40 per person or £200 for all persons.

Trailer & caravan

If your vehicle breaks down whilst towing, we’ll recover your trailer or caravan.

Any vehicle or driver covered

We’ll cover your vehicle, no matter who’s driving it. Or we’ll cover you, so no matter which vehicle you’re driving, you know you won’t be left stranded if you break down.

Trusted breakdown insurance service with support you can rely on

Any vehicle or driver covered

With CoverMy breakdown insurance, we’ll cover your vehicle, no matter who’s driving it. Or we’ll cover you, so no matter which vehicle you’re driving, you know you won’t be left stranded if you break down.

Keeping you safe, day or night

A network of skilled mechanics on-call 24/7, to make sure you’re kept safe when it matters most. We’ll even let your family or colleagues know you’re ok if you can’t contact them.

We’ll get you moving again

We’ll make sure your journey continues with alternative transport, such as a hire car, so you and your passengers make it to your destination.

Save yourself unforeseen costs

No call-out charges and a 24 hour UK based breakdown call centre for if you find yourself stranded.

Breakdown Comparison table

Local Cover

Annual from
£18.86 / Year
  • Roadside assistance
  • Local recovery
  • Misfuel
  • Home Cover (optional)
  • Excess (optional)
  • Trailer & caravan

National Cover

Annual from
£19.79 / Year
  • Roadside assistance
  • Local recovery
  • National recovery
  • Onward travel
  • Emergency overnight accomodation
  • Misfuel
  • Home Cover (optional)
  • Excess (optional)
  • Trailer & caravan

European Cover

Single trip from
£55.78 / Year
  • Roadside assistance
  • Local recovery
  • National Recovery Tooltip
  • National recovery
  • Onward travel
  • Emergency overnight accomodation
  • Home Cover
  • Misfuel
  • Excess (optional)
  • European cover
  • Trailer & caravan

Our breakdown extras

Excess

Include a voluntary Excess to reduce your premium

Home Cover

Cover if you vehicle breaks down at your home address

Key Cover

Make sure your car keys are covered in case they’re lost, stolen – or accidentally locked inside your vehicle.

Motor Legal Protection

We’ll provide cover for legal costs when you’ve had a road traffic accident involving your car and you're not to blame.

What our customers are saying

Frequently Asked Questions

Unfortunately at the moment you can’t amend your personal or cover details online. You will need to contact our customer servicve team on 0208 626 9454 or email admin@covermy.co.uk to talk to our team who will be more than happy to help.
You can amend your cover at any time. You can speak to one of our customer service team who will be able to make policy amendments. They will take you through your options to find the best level of cover to suit your needs. You can call us on 0208 626 9454 or email admin@covermy.co.uk to talk to our team who will be more than happy to help.
If you have recently changed your vehicle then you will need to notify us. You can call us on 0208 626 9454 or email admin@covermy.co.uk to talk to our team who will be more than happy to help. You may change the vehicle on your policy up to 4 times during the term

If you require emergency assistance then please call 01945 425307 in the UK or if abroad then call +44 1945 425307
“What our operators will need if you breakdown
1. Your name and breakdown insurance policy number.
2. The vehicle’s make, model and registration number.
3. The exact location of the vehicle, such as the road you are on, the nearest junction, identifiable landmark etc.
4. What you suspect the nature of the fault is.
5. The telephone number you are calling from.
6. We will then arrange for a Recovery Operator to attend to the given location as quickly as possible.

“You can cancel your policy within the first 14 days of the policy inception date, or upon receipt of your terms and conditions, whichever happens later. Unless you have made a claim during this period we shall refund your premium in full less a £10.00 administration charge.”
When you took out your breakdown cover with us we would of automatically created you an online account. You should of hopefully received an email with your login details. If you haven’t received this email or can’t find it then call our custmer service team on 0208 6269 454 or email admin@covermy.co.uk and we will be happy to assist. Our offices are open 9am – 5pm from Monday to Friday and 10am – 2pm on Saturdays.
If you have any issues with, or questions about, your account you can contact us on by calling 0208 6269 454 or emailing us at admin@covermy.co.uk and we will be more than happy to help. Our offices are open 9am – 5pm from Monday to Friday and 10am – 2pm on Saturdays.
We don’t automatically renew your policy. We will send out a renewal reminder near the end date of your policy to see if you wish to continue your cover.
We realise that things can go wrong and there may be occasions when you feel that we have not provided the policy or service you expected. When this happens we want to hear about it so that we can try to put the matter right. It is important you know that we are committed to providing an exceptional level of service and customer care. If you wish to make a complaint then you can refer to our policy wording for details or you can call 0208 6269 454 or email us at admin@covermy.co.uk and we will be more than happy to help.
Your policy documents will be attached in your policy confirmation email. You can also access you policy docments at any time by logging into your online account. If you haven’t received your login details or can’t find them call our custmer service team on 0208 6269 454 or email admin@covermy.co.uk and we will be happy to assist. Our offices are open 9am – 5pm from Monday to Friday and 10am – 2pm on Saturdays.

Cover My Helphub

Customer Services number: 0800 980 5134

Emergency call out number: 01945 425307

Email: admin@covermy.co.uk