Breakdown Home Cover

Maintain peace at of mind at home or on a trip

defacto-Motor-Breakdown-Cover-5-star

Our National and Home Policy is 5 Star Defaqto Rated

From
£35.95

Breakdown Home Cover

You don’t just break down when you’re away from home, it can also happen right on your doorstep. With Breakdown Home Start cover you can relax knowing we’ll get you going from your driveway or within one mile from where you live – or recover you to a garage of your choice as long as it is within a 25 mile radius.

What is breakdown cover at home?

Breakdown cover at home (also known as ‘home rescue’ or ‘home start’) means we’ll come to your rescue if you break down on your doorstep or within 1 mile of your home. For example, with a flat tyre, flat battery or your car simply will not start. Covermy Breakdown will always try to fix your vehicle at the location so you can get moving straight away. Or if we can’t, we’ll tow you to a garage for repair (within a 25 mile radius).

With our Local Cover and National Cover, you’re only covered if you break down at least 1 mile from home.

It’s more of a common problem then you may think. A large number of vehicle breakdowns occur at home, normally due to a flat battery or during a cold winter snap the engine won’t start. Including home cover to your breakdown cover can be a smart move.

How does Breakdown home cover work

How does home start breakdown cover work?

Once you have bought your breakdown cover, you can call us 24/7 and we’ll send a patrol to your home address. 

When we arrive, we’ll try to get you up and running to save you a trip to the garage. But if that’s not possible, we’ll offer you a tow to a garage to get a repair.

We can even help you out if your tyre is flat, blown or punctured. We can replace the wheel for you either by using your spare tyre or by sourcing a mobile tyre fitter for you. Failing that we will take you to your nearest garage to get the tyre replaced.

Your home should be a place of comfort and assurance, we want to keep it that way. With CoverMy home start you can relax, because if the worst was to happen, you have someone that believes what is important to you is also important to us as well.

Types of breakdown cover

Vehicle Breakdown Cover

Cover one or more vehicles with any driver

You can register up to four vehicles. As long as they are all used for private use. So, if your vehicle breaks down, we’ll come to the rescue no matter who is driving it.

Read more

Personal Breakdown Cover

Cover up to 4 people in any vehicle

So whatever vehicle the insured individuals are traveling in or driving, we’ll come to the rescue if something goes wrong, whether you’re the driver or a passenger.

Read more

What we cover

We will come direct to your door to help you

£1,500 maximum pay out on any one claim

uk breakdown

We can take you to your preferred garage

We will also pick you up 1 mile from home

Our other extras

Motor Legal Protection

We’ll provide cover for legal costs when you’ve had a road traffic accident involving your car and you’re not to blame.

Motor legal

Excess

You can choose to select to pay an excess on your policy in order to reduce the amount of premium you pay when buying your breakdown cover.

Key Cover

Make sure your car keys are covered in case they’re lost, stolen – or accidentally locked inside your vehicle.

Breakdown Cover Comparison table

Local Cover

from
£ 18
86
Annual
  • Roadside assistance
  • Local recovery
  • Misfuel
  • Home Cover (optional)
  • Excess (optional)
  • Trailer & caravan

National Cover

from
£ 15
83
Annual
  • Roadside assistance
  • Local recovery
  • National recovery
  • Onward travel
  • Emergency overnight accomodation
  • Misfuel
  • Home Cover (optional)
  • Excess (optional)
  • Trailer & caravan

National & Home

from
£ 15
97
Annual
  • Roadside assistance
  • Local recovery
  • National recovery
  • Onward travel
  • Emergency overnight accomodation
  • Misfuel
  • Home Cover
  • Excess (optional)
  • Trailer & caravan
Popular

European Cover

Single trip from £18.20
£ 55
78
Annual
  • Roadside assistance
  • Local recovery
  • National recovery
  • Onward travel
  • Emergency overnight accomodation
  • Misfuel
  • Home Cover
  • European cover
  • Excess (optional)
  • Trailer & caravan

What our customers are saying

Frequently Asked Questions

What is Vehicle Breakdown Cover?

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Cover My Helphub

Customer Services number: 0208 626 9454

Emergency call out number: 01945 425307

Email: admin@covermy.co.uk

Cover My Breakdown Policy Wording

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