Motor Legal Protection​

Motor Legal Protection

If you have an accident involving your car where you’re not to blame, you have the right to claim from the person responsible.

We’ll provide up to £75,000 of legal costs to help you to claim, where no other insurance policy will cover your losses – as long as there’s a better than 50% chance that your claim will succeed.

Examples of what you may claim for include compensation for personal injury, loss of earnings and accident repair costs if you don’t have comprehensive cover.

Please note this applies only to the primary vehicle shown on your policy.

Please call us if you would like to cover multiple vehicles.

What is motor legal protection?

Motor legal protection is a kind of legal expenses insurance – up to £75,000 pre-agreed limit – for any legal action you might be involved in as the result of an accident that is not your fault.

If you’re involved in an accident or your car is damaged, you will usually phone your insurer and answer a few questions and you will get a payout to cover the cost of any recovery and / or repairs.

What if an accident is not my fault?

But what if you’re in an accident that isn’t your fault and you have to take the other driver to court? For example, because you need to cover the cost of medical bills, or they have no insurance.

Will motor legal protection help me if someone blames me?

Yes! If the accident is your fault for any reason, or its a 50/50 situation, and the other party decides to take legal action against you because they think you’ve contributed to an accident.

This is where car insurance legal protection could play a vital role.

As an addition to our customers, we also have accident assist. This acts the same as your insurance policy but can help with recovery, replacement car and insurance claims. We will act as the middle man. Read more here