European Breakdown Cover

European Breakdown Cover

From
£18.20

European Breakdown Cover

Travelling within Europe can seem a daunting challenge for many of us. A different language and driving regulations can leave even the most confident of drivers a bit unsure. If you are thinking of taking your own vehicle abroad it’s important to make sure you have reliable breakdown cover that will take the stress away.

If you’re planning a road trip within Europe then an important companion for your adventure is European Breakdown Cover. Without the right cover in place, if in the unfortunate event your vehicle was to break down on your travels, it can be a worrying and stressful time trying to organise getting your vehicle to a garage. You could find yourself having to pay out for the expense of having your car towed to a local garage and repaired.

We offer flexible cover to suit you travel requirements and comfort in that you can speak to our English speaking call centre 24/7 to gain assistance if you have broken down abroad.

If you do need help and your vehicle has broken down during a trip within Europe we will instruct a recovery operator to attend the scene of the breakdown. Where possible we will carry out a temporary repair to your vehicle. If a temporary repair is not possible, we will also arrange for you, your insured vehicle and up to four passengers to be taken to the nearest suitable garage.

At CoverMy we want to make sure you never have to drive again without knowing we will help should the unexpected happen. You have someone that believes what is important to you is also important to us as well.

Types of cover

Vehicle

Vehicle Breakdown Insurance

Cover one or more vehicles with any driver

You can register up to four vehicles. As long as they are all used for private use. So, if your vehicle breaks down, we’ll come to the rescue no matter who is driving it.

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Personal Breakdown Insurance

Cover up to 4 people in any vehicle

So whatever vehicle the insured individuals are traveling in or driving, we’ll come to the rescue if something goes wrong, whether you’re the driver or a passenger.

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What vehicles we cover

Cars

​Max Weight (gross):
3.5 tonnes
Max Length:
5.5 metres (18 feet)
Max Width:
2.3 metres (7.5 feet)

We don’t cover commercial usage (including, but not limited to courier services, driving tuition and use for hire or reward). See our policy wording for full definitions.​

Find out more

Motorbikes

​Max Weight (gross):
3.5 tonnes
Max Length:
5.5 metres (18 feet)
Max Width:
2.3 metres (7.5 feet)

We don’t cover commercial usage (including, but not limited to courier services, driving tuition and use for hire or reward). See our policy wording for full definitions.

Find out more

Caravans and Trailers

Max Weight (gross)
3.5 tonnes

Max Length
7.0 metres (23 feet) excluding
draw bar and coupling

Max Width
2.44 metres (8 feet)

If your vehicle breaks down while towing a caravan or trailer, we will also arrange for your caravan or trailer to be recovered to the same location as your vehicle.

Find out more

Vans

​Max Weight (gross):
3.5 tonnes
Max Length:
5.5 metres (18 feet)
Max Width:
2.3 metres (7.5 feet)

We don’t cover commercial usage (including, but not limited to courier services, driving tuition and use for hire or reward). See our policy wording for full definitions.

Find out more

What we cover

Local cover

We’ll provide assistance and try to temporarily repair your vehicle if you break down more than one mile away from home. If we can’t do a temporary repair we will arrange for you, your vehicle and up to four passengers to be taken to the nearest suitable garage.

Home cover

If your insured vehicle has broken down, and is within one (1) mile of your home, we will attempt to carry out a temporary repair. If a temporary repair is not possible, we will tow you to a suitable garage of your choice. The garage must be within a 25 mile radius of the Breakdown site.

National cover

We’ll recover you and your vehicle to your home address or original destination, if a local garage isn’t able to repair your vehicle.

European cover

If your insured vehicle has broken down during a trip within Europe we will instruct a recovery operator to attend the scene of the breakdown and where possible carry out a temporary repair.

If a temporary repair is not possible, we will arrange for you, your insured vehicle and up to four passengers to be taken to the nearest suitable garage.

Breakdown Insurance

Onward travel

Transport for you and up to 4 passengers, cost of alternative second class rail travel or the cost of a suitable self-drive hire car for up to 72 hours , up to a maximum of £250 to allow you to complete your journey.

Emergency overnight accommodation

Cost of one night’s hotel accommodation, excluding all food and drink, for the driver and up to 4 passengers. This is limited to a maximum of £40 per person or £200 for all persons.

Trailer & caravan

If your vehicle breaks down whilst towing, we’ll recover your trailer or caravan.

Any vehicle or driver covered

We’ll cover your vehicle, no matter who’s driving it. Or we’ll cover you, so no matter which vehicle you’re driving, you know you won’t be left stranded if you break down.

Trusted service with support you can rely on

Any vehicle or driver covered

We’ll cover your vehicle, no matter who’s driving it. Or we’ll cover you, so no matter which vehicle you’re driving, you know you won’t be left stranded if you break down.

Keeping you safe, day or night

A network of skilled mechanics on-call 24/7, to make sure you’re kept safe when it matters most. We’ll even let your family or colleagues know you’re ok if you can’t contact them.

We’ll get you moving again

We’ll make sure your journey continues with alternative transport, such as a hire car, so you and your passengers make it to your destination.

Save yourself unforeseen costs

No call-out charges and a 24 hour UK based breakdown call centre for if you find yourself stranded.

A flexible range of cover

uk breakdown

UK Breakdown
Cover

We’ll cover an individual whatever the vehicle they’re driving – or alternatively cover the vehicle no matter who’s driving it. Find out more

European Breakdown Cover

If your vehicle has broken down during a trip within Europe, we will instruct a recovery operator to attend the scene of the breakdown. Find out more

Motorbike Breakdown Cover

Cover your motorbike, no matter who’s riding it. We help keep you moving on your precious two wheels. Find out more

Family Breakdown
Cover

We can make sure your family is safe, with our personal cover for you and up to three people living in your household. Find out more

Breakdown Comparison table

Local Cover

Annual from
£18.86 / Year
  • Roadside assistance
  • Local recovery
  • Misfuel
  • Home Cover (optional)
  • Excess (optional)
  • Trailer & caravan

National Cover

Annual from
£19.79 / Year
  • Roadside assistance
  • Local recovery
  • National recovery
  • Onward travel
  • Emergency overnight accomodation
  • Misfuel
  • Home Cover (optional)
  • Excess (optional)
  • Trailer & caravan

European Cover

Single trip from
£55.78 / Year
  • Roadside assistance
  • Local recovery
  • National Recovery Tooltip
  • National recovery
  • Onward travel
  • Emergency overnight accomodation
  • Home Cover
  • Misfuel
  • Excess (optional)
  • European cover
  • Trailer & caravan

Our breakdown extras

Excess

Include a voluntary Excess to reduce your premium

Home Cover

Cover if you vehicle breaks down at your home address

Key Cover

Make sure your car keys are covered in case they’re lost, stolen – or accidentally locked inside your vehicle.

Motor Legal Protection

We’ll provide cover for legal costs when you’ve had a road traffic accident involving your car and you're not to blame.

What our customers are saying

Frequently Asked Questions

“We currently offer assistance in the following European countries: Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Poland, Portugal, Republic of Ireland, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland
If you are going to be making more than one trip to Europe in a 12 month period then Annual cover probably is an ideal choice. This will allow you to make multiple trips over a 90 day period as long as each trip is a maximum duration of 30 days.
If you’re only planning on making the one trip to Europ then Single Trip cover would be suitable. Single trips are available for up to 30 days per trip.
If you require emergency assistance whilst abroad please call +44 1945 425307 “What our operators will need if you breakdown 1. Your name and breakdown insurance policy number. 2. The vehicle’s make, model and registration number. 3. The exact location of the vehicle, such as the road you are on, the nearest junction, identifiable landmark etc. 4. What you suspect the nature of the fault is. 5. The telephone number you are calling from. 6. We will then arrange for a Recovery Operator to attend to the given location as quickly as possible.”
In event that the vehicle cannot be repaired within 7 days we shall consider; repatriating your vehicle back to the UK.
“With Single Trip cover you must inform us at least 48 hours in advance of your travel dates and intended country(s) of destination within Europe. With Annual European cover you must inform us 24 hours in advance of your travel dates during the Term of the Policy.”
“If your insured vehicle breaks down while towing a caravan or trailer, we will also arrange for your caravan or trailer be recovered to the same location as your vehicle. Any Claim relating to a caravan or trailer which breaks down will not be covered.”
We do not cover caravans in the event of a break down. We only cover a caravan or trailer being towed by an isured vehicle that breaks down whilst towing up to a weight limit of 3.5 tonnes and size limits of 7 metres long and 2.44 metres wide
“We can offer cover for vehicles that are up to and including 21 years old”
Unfortunately you are not covered in the event of accident, fire, flood, theft or act of vandalism. You’ll need to contact your motor insurer to assist with recover and repair in this event.
We do not cover locking within the insured vehicle, loss of, damage to or the failure to operate of any key or device used to secure or gain access to the vehicle which enables your vehicle to be started and driven. We can cover this with the includion of Key Cover which is an additional purchase.
If You cancel Your recovery after initially calling Us or You are not with the Vehicle when an Recovery Operator arrives you will be charged £168
On motorways always use the Emergency telephones as these pinpoint Your exact location. The Police may arrange for Your recovery from the motorway. In this case contact Us when You reach an ordinary phone or use a mobile. We will assist you from the location where the authorised recovery services have taken you to. “If the local Police call for a recovery vehicle to tow You from the motorway, and You are asked to pay on the spot for this service, You should send Us the original receipt.”

Cover My Helphub

Customer Services number: 0800 980 5134

Emergency call out number: 01945 425307

Email: admin@covermy.co.uk