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European Breakdown Cover
Travelling within Europe can seem a daunting challenge for many of us. A different language and driving regulations can leave even the most confident of drivers a bit unsure. If you are thinking of taking your own vehicle abroad it’s important to make sure you have European breakdown cover that will take the stress away.
If you’re planning a road trip within Europe then an important companion for your adventure is European Breakdown Insurance. Without the right European breakdown cover in place, if in the unfortunate event your vehicle was to break down on your travels, it can be a worrying and stressful time trying to organise getting your vehicle to a garage. You could find yourself having to pay out for the expense of having your car towed to a local garage and repaired.
We offer Breakdown Insurance in Europe
We offer flexible breakdown insurance to suit you travel requirements and comfort in that you can speak to our English speaking call centre 24/7 to gain assistance if you have broken down abroad.
What happens if I break down in Europe?
Taking out European breakdown cover means you’ll be covered if your vehicle breaks down while you’re driving abroad on the Continent.
If your vehicle has broken down during a trip within Europe and you have our European Breakdown Cover, we will instruct a recovery operator to attend the scene of the breakdown.
Where possible we will carry out a fix or temporary repair to your vehicle to get you moving. If a temporary repair is not possible, we will also arrange for you, your insured vehicle and up to four passengers to be taken to the nearest suitable garage.
What European breakdown cover options are available?
We have cover for European Single Trip and also European Annual Cover
Having European breakdown cover in place will ensure you could get your car repaired at the side of the road or at a local garage if you ran in to trouble. In more serious cases, if your vehicle needs to be brought back to the UK, your policy also cover’s you for this*.
Without the right cover in place, if you were to break down on your travels, you could find yourself forking out for the expense of having your car towed to a local garage and repaired or even bringing it back to the UK.
What happens if my car cannot be fixed?
If your vehicle cannot be fixed, we will pay for onward travel, accommodation or replacement hire vehicle*
*Restrictions may apply. Check your policy for details
Types of breakdown cover
Vehicle Breakdown Cover
Cover one or more vehicles with any driver
You can register up to four vehicles. As long as they are all used for private use. So, if your vehicle breaks down, we’ll come to the rescue no matter who is driving it.
Personal Breakdown Cover
Cover up to 4 people in any vehicle
So whatever vehicle the insured individuals are traveling in or driving, we’ll come to the rescue if something goes wrong, whether you’re the driver or a passenger.
Read moreVehicles our breakdown covers
Cars
Max Weight (gross): 3.5 tonnes Max Length: 5.5 metres (18 feet) Max Width: 2.3 metres (7.5 feet)
We don’t cover commercial usage (including, but not limited to courier services, driving tuition and use for hire or reward). See our policy wording for full definitions.Motorbikes
Max Weight (gross): 3.5 tonnes Max Length: 5.5 metres (18 feet) Max Width: 2.3 metres (7.5 feet)
We don’t cover commercial usage (including, but not limited to courier services, driving tuition and use for hire or reward). See our policy wording for full definitions.
Caravans and Trailers
Max Weight (gross) 3.5 tonnes
Max Length 7.0 metres (23 feet) excluding draw bar and coupling
Max Width 2.44 metres (8 feet)
If your vehicle breaks down while towing a caravan or trailer, we will also arrange for your caravan or trailer to be recovered to the same location as your vehicle.
Vans
Max Weight (gross): 3.5 tonnes Max Length: 5.5 metres (18 feet) Max Width: 2.3 metres (7.5 feet)
We don’t cover commercial usage (including, but not limited to courier services, driving tuition and use for hire or reward). See our policy wording for full definitions.
What we cover
- Local Cover
- Home Cover
- National Cover
- European Cover
- Onward Travel
- Emergency Overnight Accomodation
- Trailer & caravan
- Any vehicle or driver covered
Trusted service with support you can rely on
Any vehicle or driver covered
We’ll cover your vehicle, no matter who’s driving it. Or we’ll cover you, so no matter which vehicle you’re driving, you know you won’t be left stranded if you break down.
Keeping you safe, day or night
A network of skilled mechanics on-call 24/7, to make sure you’re kept safe when it matters most. We’ll even let your family or colleagues know you’re ok if you can’t contact them.
We’ll get you moving again
We’ll make sure your journey continues with alternative transport, such as a hire car, so you and your passengers make it to your destination.
Save yourself unforeseen costs
No call-out charges and a 24 hour UK based breakdown call centre for if you find yourself stranded.
A flexible range of breakdown cover options
UK Breakdown Cover
We’ll cover an individual whatever the vehicle they’re driving – or alternatively cover the vehicle no matter who’s driving it.
European Breakdown Cover
If your vehicle has broken down during a trip within Europe, we will instruct a recovery operator to attend the scene of the breakdown.
Motorbike Breakdown Cover
Cover your motorbike, no matter who’s riding it. We help keep you moving on your precious two wheels.
Family Breakdown Cover
We can make sure your family is safe, with our personal cover for you and up to three people living in your household.
Breakdown Cover Comparison table
Local Cover
from
£ 18
86
Annual -
Roadside assistance
-
Local recovery
-
Misfuel
-
Home Cover (optional)
-
Excess (optional)
-
Trailer & caravan
National Cover
from
£ 15
83
Annual -
Roadside assistance
-
Local recovery
-
National recovery
-
Onward travel
-
Emergency overnight accomodation
-
Misfuel
-
Home Cover (optional)
-
Excess (optional)
-
Trailer & caravan
National & Home
from
£ 15
97
Annual -
Roadside assistance
-
Local recovery
-
National recovery
-
Onward travel
-
Emergency overnight accomodation
-
Misfuel
-
Home Cover
-
Excess (optional)
-
Trailer & caravan
Popular
European Cover
Single trip from £18.20
£ 55
78
Annual -
Roadside assistance
-
Local recovery
-
National recovery
-
Onward travel
-
Emergency overnight accomodation
-
Misfuel
-
Home Cover
-
European cover
-
Excess (optional)
-
Trailer & caravan
Our breakdown extras
Excess
Include a voluntary Excess to reduce your premium
Home Cover
Cover if you vehicle breaks down at your home address
Key Cover
Make sure your car keys are covered in case they’re lost, stolen – or accidentally locked inside your vehicle.
Motor Legal Protection
We’ll provide cover for legal costs when you’ve had a road traffic accident involving your car and you're not to blame.
Never get lost again
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We now use what3words to track your location
What our customers are saying
What countries do you cover in Europe
“We currently offer assistance in the following European countries: Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Monaco, Netherlands,
Poland, Portugal, Republic of Ireland, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland
I need to make more than one trip within Europe
If you are going to be making more than one trip to Europe in a 12 month period then Annual cover probably is an ideal choice. This will allow you to make multiple trips over a 90 day period as long as each trip is a maximum duration of 30 days.
I'm only making one trip to Europe
If you’re only planning on making the one trip to Europ then Single Trip cover would be suitable. Single trips are available for up to 30 days per trip.
How do I make a claim
If you require emergency assistance whilst abroad please call +44 1945 425307
“What our operators will need if you breakdown
1. Your name and breakdown insurance policy number.
2. The vehicle’s make, model and registration number.
3. The exact location of the vehicle, such as the road you are on, the nearest junction, identifiable landmark etc.
4. What you suspect the nature of the fault is.
5. The telephone number you are calling from.
6. We will then arrange for a Recovery Operator to attend to the given location as quickly as possible.”
Will you get me back to the UK if I breakdown
In event that the vehicle cannot be repaired within 7 days we shall consider; repatriating your vehicle back to the UK.
Do I need to notify you of my travel dates
“With Single Trip cover you must inform us at least 48 hours in advance of your travel dates and intended country(s) of destination within Europe.
With Annual European cover you must inform us 24 hours in advance of your travel dates during the Term of the Policy.”
Am I covered if I am towing a caravan
“If your insured vehicle breaks down while towing
a caravan or trailer, we will also arrange for your caravan or trailer be recovered to the same location as your vehicle. Any Claim relating to a caravan or trailer which breaks down will not be covered.”
Do you cover caravans
We do not cover caravans in the event of a break down. We only cover a caravan or trailer being towed by an isured vehicle that breaks down whilst towing up to a weight limit of 3.5 tonnes and size limits of 7 metres long and 2.44 metres wide
Do you have an age restriction on vehicles
“We can offer cover for vehicles that are up to and including 21 years old”
Is my vehicle covered if I have an accident
Unfortunately you are not covered in the event of accident, fire, flood, theft or act of vandalism. You’ll need to contact your motor insurer to assist with recover and repair in this event.
Can you assist if I have locked my keys in my vehicle
We do not cover locking within the insured vehicle, loss of, damage to or the failure to operate of any key or device used to secure or gain access to the vehicle which enables your vehicle to be started and driven.
We can cover this with the includion of Key Cover which is an additional purchase.
What happens if I cancel my call out
If You cancel Your recovery after initially calling Us or You are not with the Vehicle when an Recovery Operator arrives you will be charged £168
What should I do if I breakdown on a motorway
On motorways always use the Emergency telephones as these pinpoint Your exact location. The Police may arrange for Your recovery from the motorway. In this case contact Us when You reach an ordinary phone or use a mobile. We will assist you from the location where the authorised recovery services have taken you to.
“If the local Police call for a recovery vehicle to tow You from the motorway, and You are asked to pay on the spot
for this service, You should send Us the original receipt.”
Customer Services number: 0208 626 9454
Emergency call out number: 01945 425307
Email: admin@covermy.co.uk