European Breakdown Cover
From
£18.20
European Breakdown Cover
Travelling within Europe can seem a daunting challenge for many of us. A different language and driving regulations can leave even the most confident of drivers a bit unsure. If you are thinking of taking your own vehicle abroad it’s important to make sure you have reliable breakdown cover that will take the stress away.
If you’re planning a road trip within Europe then an important companion for your adventure is European Breakdown Cover. Without the right cover in place, if in the unfortunate event your vehicle was to break down on your travels, it can be a worrying and stressful time trying to organise getting your vehicle to a garage. You could find yourself having to pay out for the expense of having your car towed to a local garage and repaired.
We offer flexible cover to suit you travel requirements and comfort in that you can speak to our English speaking call centre 24/7 to gain assistance if you have broken down abroad.
If you do need help and your vehicle has broken down during a trip within Europe we will instruct a recovery operator to attend the scene of the breakdown. Where possible we will carry out a temporary repair to your vehicle. If a temporary repair is not possible, we will also arrange for you, your insured vehicle and up to four passengers to be taken to the nearest suitable garage.
At CoverMy we want to make sure you never have to drive again without knowing we will help should the unexpected happen. You have someone that believes what is important to you is also important to us as well.
Types of cover
Vehicle Breakdown Insurance
Cover one or more vehicles with any driver
You can register up to four vehicles. As long as they are all used for private use. So, if your vehicle breaks down, we’ll come to the rescue no matter who is driving it.
Personal Breakdown Insurance
Cover up to 4 people in any vehicle
So whatever vehicle the insured individuals are traveling in or driving, we’ll come to the rescue if something goes wrong, whether you’re the driver or a passenger.
Cars
Max Weight (gross):
3.5 tonnes
Max Length:
5.5 metres (18 feet)
Max Width:
2.3 metres (7.5 feet)
We don’t cover commercial usage (including, but not limited to courier services, driving tuition and use for hire or reward). See our policy wording for full definitions.
Motorbikes
Max Weight (gross):
3.5 tonnes
Max Length:
5.5 metres (18 feet)
Max Width:
2.3 metres (7.5 feet)
We don’t cover commercial usage (including, but not limited to courier services, driving tuition and use for hire or reward). See our policy wording for full definitions.
Caravans and Trailers
Max Weight (gross)
3.5 tonnes
Max Length
7.0 metres (23 feet) excluding
draw bar and coupling
Max Width
2.44 metres (8 feet)
If your vehicle breaks down while towing a caravan or trailer, we will also arrange for your caravan or trailer to be recovered to the same location as your vehicle.
Vans
Max Weight (gross):
3.5 tonnes
Max Length:
5.5 metres (18 feet)
Max Width:
2.3 metres (7.5 feet)
We don’t cover commercial usage (including, but not limited to courier services, driving tuition and use for hire or reward). See our policy wording for full definitions.
What we cover
Local cover
We’ll provide assistance and try to temporarily repair your vehicle if you break down more than one mile away from home. If we can’t do a temporary repair we will arrange for you, your vehicle and up to four passengers to be taken to the nearest suitable garage.
Home cover
If your insured vehicle has broken down, and is within one (1) mile of your home, we will attempt to carry out a temporary repair. If a temporary repair is not possible, we will tow you to a suitable garage of your choice. The garage must be within a 25 mile radius of the Breakdown site.
National cover
We’ll recover you and your vehicle to your home address or original destination, if a local garage isn’t able to repair your vehicle.
European cover
If your insured vehicle has broken down during a trip within Europe we will instruct a recovery operator to attend the scene of the breakdown and where possible carry out a temporary repair.
If a temporary repair is not possible, we will arrange for you, your insured vehicle and up to four passengers to be taken to the nearest suitable garage.

Onward travel
Transport for you and up to 4 passengers, cost of alternative second class rail travel or the cost of a suitable self-drive hire car for up to 72 hours , up to a maximum of £250 to allow you to complete your journey.
Emergency overnight accommodation
Cost of one night’s hotel accommodation, excluding all food and drink, for the driver and up to 4 passengers. This is limited to a maximum of £40 per person or £200 for all persons.
Trailer & caravan
If your vehicle breaks down whilst towing, we’ll recover your trailer or caravan.
Any vehicle or driver covered
We’ll cover your vehicle, no matter who’s driving it. Or we’ll cover you, so no matter which vehicle you’re driving, you know you won’t be left stranded if you break down.
Trusted service with support you can rely on
Any vehicle or driver covered
We’ll cover your vehicle, no matter who’s driving it. Or we’ll cover you, so no matter which vehicle you’re driving, you know you won’t be left stranded if you break down.
Keeping you safe, day or night
A network of skilled mechanics on-call 24/7, to make sure you’re kept safe when it matters most. We’ll even let your family or colleagues know you’re ok if you can’t contact them.
We’ll get you moving again
We’ll make sure your journey continues with alternative transport, such as a hire car, so you and your passengers make it to your destination.
Save yourself unforeseen costs
No call-out charges and a 24 hour UK based breakdown call centre for if you find yourself stranded.
A flexible range of cover
UK Breakdown
Cover
European Breakdown Cover
Motorbike Breakdown Cover
Family Breakdown
Cover
Local Cover
Annual from- Roadside assistance
- Local recovery
- Misfuel
- Home Cover (optional)
- Excess (optional)
- Trailer & caravan
National Cover
Annual from- Roadside assistance
- Local recovery
- National recovery
- Onward travel
- Emergency overnight accomodation
- Misfuel
- Home Cover (optional)
- Excess (optional)
- Trailer & caravan
National & Home
Annual from- Roadside assistance
- Local recovery
- National Recovery Tooltip
- National recovery
- Onward travel
- Emergency overnight accomodation
- Home Cover
- Misfuel
- Excess (optional)
- Trailer & caravan
European Cover
Single trip from- Roadside assistance
- Local recovery
- National Recovery Tooltip
- National recovery
- Onward travel
- Emergency overnight accomodation
- Home Cover
- Misfuel
- Excess (optional)
- European cover
- Trailer & caravan
Our breakdown extras
Excess
Include a voluntary Excess to reduce your premium
Home Cover
Cover if you vehicle breaks down at your home address
Key Cover
Make sure your car keys are covered in case they’re lost, stolen – or accidentally locked inside your vehicle.
Motor Legal Protection
We’ll provide cover for legal costs when you’ve had a road traffic accident involving your car and you're not to blame.
What our customers are saying
Customer Services number: 0800 980 5134
Emergency call out number: 01945 425307
Email: admin@covermy.co.uk