Motorbike Breakdown Cover

Motorbike Breakdown Cover

Reliable protection when you need it the most

From
£18.86

Motorbike Breakdown Cover

Riding a motorbike can be a dangerous passion and one a lot of people take for granted if they have never been on one. There are multiple dangers and risks that are out of your control.

One risk that may not be considered is breaking down at the roadside. When you own a car this can be a distressing time, but when you own a motorbike the dangers and distress can be worse. If you’re riding a motorbike, then it’s likely that you will be travelling alone. So being stranded with minimum protection and on your own can be very unsettling.

At CoverMy we understand this and offer reliable cover that will be there when you need it. So you can take some comfort in knowing that we will be there to get you back on the road. If your bike can’t be fixed at the roadside, then we will arrange for it to be taken to the nearest garage for you. If your motorbike can’t be fixed the same day we can also arrange to make sure you get to your destination safely.

At Cover My we want our customers to feel safe and assured in knowing purchasing cover through us gives you reliable and affordable insurance that allows you to protect what matters to you the most. And if the worst was to happen, you have someone that believes what is important to you is also important to us as well.

Types of cover

Vehicle

Vehicle Breakdown Insurance

Cover one or more vehicles with any driver

You can register up to four vehicles. As long as they are all used for private use. So, if your vehicle breaks down, we’ll come to the rescue no matter who is driving it.

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Personal Breakdown Insurance

Cover up to 4 people in any vehicle

So whatever vehicle the insured individuals are traveling in or driving, we’ll come to the rescue if something goes wrong, whether you’re the driver or a passenger.

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What vehicles we cover

Cars

​Max Weight (gross):
3.5 tonnes
Max Length:
5.5 metres (18 feet)
Max Width:
2.3 metres (7.5 feet)

We don’t cover commercial usage (including, but not limited to courier services, driving tuition and use for hire or reward). See our policy wording for full definitions.​

Find out more

Motorbikes

​Max Weight (gross):
3.5 tonnes
Max Length:
5.5 metres (18 feet)
Max Width:
2.3 metres (7.5 feet)

We don’t cover commercial usage (including, but not limited to courier services, driving tuition and use for hire or reward). See our policy wording for full definitions.

Find out more

Caravans and Trailers

Max Weight (gross)
3.5 tonnes

Max Length
7.0 metres (23 feet) excluding
draw bar and coupling

Max Width
2.44 metres (8 feet)

If your vehicle breaks down while towing a caravan or trailer, we will also arrange for your caravan or trailer to be recovered to the same location as your vehicle.

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Vans

​Max Weight (gross):
3.5 tonnes
Max Length:
5.5 metres (18 feet)
Max Width:
2.3 metres (7.5 feet)

We don’t cover commercial usage (including, but not limited to courier services, driving tuition and use for hire or reward). See our policy wording for full definitions.

Find out more

What we cover

Local cover

We’ll provide assistance and try to temporarily repair your vehicle if you break down more than one mile away from home. If we can’t do a temporary repair we will arrange for you, your vehicle and up to four passengers to be taken to the nearest suitable garage.

Home cover

If your insured vehicle has broken down, and is within one (1) mile of your home, we will attempt to carry out a temporary repair. If a temporary repair is not possible, we will tow you to a suitable garage of your choice. The garage must be within a 25 mile radius of the Breakdown site.

National cover

We’ll recover you and your vehicle to your home address or original destination, if a local garage isn’t able to repair your vehicle.

European cover

If your insured vehicle has broken down during a trip within Europe we will instruct a recovery operator to attend the scene of the breakdown and where possible carry out a temporary repair.

If a temporary repair is not possible, we will arrange for you, your insured vehicle and up to four passengers to be taken to the nearest suitable garage.

Onward travel

Transport for you and up to 4 passengers, cost of alternative second class rail travel or the cost of a suitable self-drive hire car for up to 72 hours , up to a maximum of £250 to allow you to complete your journey.

Emergency overnight accommodation

Cost of one night’s hotel accommodation, excluding all food and drink, for the driver and up to 4 passengers. This is limited to a maximum of £40 per person or £200 for all persons.

Trailer & caravan

If your vehicle breaks down whilst towing, we’ll recover your trailer or caravan.

Any vehicle or driver covered

We’ll cover your vehicle, no matter who’s driving it. Or we’ll cover you, so no matter which vehicle you’re driving, you know you won’t be left stranded if you break down.

Trusted service with support you can rely on

Any vehicle or driver covered

We’ll cover your vehicle, no matter who’s driving it. Or we’ll cover you, so no matter which vehicle you’re driving, you know you won’t be left stranded if you break down.

Keeping you safe, day or night

A network of skilled mechanics on-call 24/7, to make sure you’re kept safe when it matters most. We’ll even let your family or colleagues know you’re ok if you can’t contact them.

We’ll get you moving again

We’ll make sure your journey continues with alternative transport, such as a hire car, so you and your passengers make it to your destination.

Save yourself unforeseen costs

No call-out charges and a 24 hour UK based breakdown call centre for if you find yourself stranded.

A flexible range of cover

uk breakdown

UK Breakdown
Cover

We’ll cover an individual whatever the vehicle they’re driving – or alternatively cover the vehicle no matter who’s driving it. Find out more

European Breakdown Cover

If your vehicle has broken down during a trip within Europe, we will instruct a recovery operator to attend the scene of the breakdown. Find out more

Motorbike Breakdown Cover

Cover your motorbike, no matter who’s riding it. We help keep you moving on your precious two wheels. Find out more

Family Breakdown
Cover

We can make sure your family is safe, with our personal cover for you and up to three people living in your household. Find out more

Breakdown Comparison table

Local Cover

Annual from
£18.86 / Year
  • Roadside assistance
  • Local recovery
  • Misfuel
  • Home Cover (optional)
  • Excess (optional)
  • Trailer & caravan

National Cover

Annual from
£19.79 / Year
  • Roadside assistance
  • Local recovery
  • National recovery
  • Onward travel
  • Emergency overnight accomodation
  • Misfuel
  • Home Cover (optional)
  • Excess (optional)
  • Trailer & caravan

European Cover

Single trip from
£55.78 / Year
  • Roadside assistance
  • Local recovery
  • National Recovery Tooltip
  • National recovery
  • Onward travel
  • Emergency overnight accomodation
  • Home Cover
  • Misfuel
  • Excess (optional)
  • European cover
  • Trailer & caravan

Our breakdown extras

Excess

Include a voluntary Excess to reduce your premium

Home Cover

Cover if you vehicle breaks down at your home address

Key Cover

Make sure your car keys are covered in case they’re lost, stolen – or accidentally locked inside your vehicle.

Motor Legal Protection

We’ll provide cover for legal costs when you’ve had a road traffic accident involving your car and you're not to blame.

What our customers are saying

Frequently Asked Questions

You will be covered on any motorbike if you are riding, or riding pillion as long as you have Personal Breakdown Cover.
Our breakdown cover is for vehicles that are used for personal use only. If you use your motorbike for business use, such as a courier, then we will not be able to cover you.
We can cover you if you are planning on taking your motorbike to Europe. We provide European Breakdown Cover with assistance in a range of European countries. We offer Single Trip and Annual Breakdown Cover.
On motorways always use the Emergency telephones as these pinpoint Your exact location. The Police may arrange for Your recovery from the motorway. In this case contact Us when You reach an ordinary phone or use a mobile. We will assist you from the location where the authorised recovery services have taken you to. “If the local Police call for a recovery vehicle to tow You from the motorway, and You are asked to pay on the spot for this service, You should send Us the original receipt.”

Cover My Helphub

Customer Services number: 0800 980 5134

Emergency call out number: 01945 425307

Email: admin@covermy.co.uk