UK Breakdown Cover
UK Breakdown Cover
At Cover My we recognise how important your car is for your day-to-day life, and so we believe finding the right breakdown cover for your carefully chosen car is vital.
We have designed a range of affordable and reliable breakdown cover options to make sure your car is protected to suit your needs and make sure you never have to drive again without knowing we will help should the unexpected happen.
We’ll cover an individual whatever the vehicle they’re driving – or alternatively cover the vehicle no matter who’s driving it. Our UK Breakdown Cover will provide you with assistance if your vehicle should breakdown at the roadside. We aim to carry out a temporary repair to your vehicle. If a temporary repair is not possible, we will arrange for you, your vehicle and up to four passengers to be taken to the nearest suitable garage.
Our wide range of cover options allows you to tailor the perfect breakdown cover for your needs. You can add Annual European Breakdown or Single European Breakdown cover if you are planning any holidays or travel for business often. We also provide a range of useful extras such as Key Cover and Misfuel Cover.
We want our customers to feel safe and assured in knowing purchasing cover through us gives you reliable and affordable insurance that allows you to protect what matters to you the most. And if the worst was to happen, you have someone that believes what is important to you is also important to us as well.
Types of cover
Vehicle Breakdown Insurance
Cover one or more vehicles with any driver
You can register up to four vehicles. As long as they are all used for private use. So, if your vehicle breaks down, we’ll come to the rescue no matter who is driving it.
Personal Breakdown Insurance
Cover up to 4 people in any vehicle
So whatever vehicle the insured individuals are traveling in or driving, we’ll come to the rescue if something goes wrong, whether you’re the driver or a passenger.
Caravans and Trailers
Max Weight (gross)
7.0 metres (23 feet) excluding
draw bar and coupling
2.44 metres (8 feet)
If your vehicle breaks down while towing a caravan or trailer, we will also arrange for your caravan or trailer to be recovered to the same location as your vehicle.
What we cover
We’ll provide assistance and try to temporarily repair your vehicle if you break down more than one mile away from home. If we can’t do a temporary repair we will arrange for you, your vehicle and up to four passengers to be taken to the nearest suitable garage.
If your insured vehicle has broken down, and is within one (1) mile of your home, we will attempt to carry out a temporary repair. If a temporary repair is not possible, we will tow you to a suitable garage of your choice. The garage must be within a 25 mile radius of the Breakdown site.
We’ll recover you and your vehicle to your home address or original destination, if a local garage isn’t able to repair your vehicle.
If your insured vehicle has broken down during a trip within Europe we will instruct a recovery operator to attend the scene of the breakdown and where possible carry out a temporary repair.
If a temporary repair is not possible, we will arrange for you, your insured vehicle and up to four passengers to be taken to the nearest suitable garage.
Transport for you and up to 4 passengers, cost of alternative second class rail travel or the cost of a suitable self-drive hire car for up to 72 hours , up to a maximum of £250 to allow you to complete your journey.
Emergency overnight accommodation
Cost of one night’s hotel accommodation, excluding all food and drink, for the driver and up to 4 passengers. This is limited to a maximum of £40 per person or £200 for all persons.
Trailer & caravan
If your vehicle breaks down whilst towing, we’ll recover your trailer or caravan.
Any vehicle or driver covered
We’ll cover your vehicle, no matter who’s driving it. Or we’ll cover you, so no matter which vehicle you’re driving, you know you won’t be left stranded if you break down.
Our breakdown extras
Include a voluntary Excess to reduce your premium
Cover if you vehicle breaks down at your home address
Make sure your car keys are covered in case they’re lost, stolen – or accidentally locked inside your vehicle.
Motor Legal Protection
We’ll provide cover for legal costs when you’ve had a road traffic accident involving your car and you're not to blame.