UK Breakdown Cover

defacto-Motor-Breakdown-Cover-5-star

From
£18.86

UK Breakdown Cover

At Cover My we recognise how important your car is for your day-to-day life, and so we believe finding the right breakdown cover for your carefully chosen car is vital.

We have designed a range of affordable and reliable breakdown cover options to make sure your car is protected to suit your needs and make sure you never have to drive again without knowing we will help should the unexpected happen.

We’ll cover an individual whatever the vehicle they’re driving – or alternatively cover the vehicle no matter who’s driving it. Our UK Breakdown Cover will provide you with assistance if your vehicle should breakdown at the roadside. We aim to carry out a temporary repair to your vehicle. If a temporary repair is not possible, we will arrange for you, your vehicle and up to four passengers to be taken to the nearest suitable garage.

Our wide range of cover options allows you to tailor the perfect breakdown cover for your needs. You can add Annual European Breakdown or Single European Breakdown cover if you are planning any holidays or travel for business often. We also provide a range of useful extras such as Key Cover and Misfuel Cover.

We want our customers to feel safe and assured in knowing purchasing cover through us gives you reliable and affordable insurance that allows you to protect what matters to you the most. And if the worst was to happen, you have someone that believes what is important to you is also important to us as well.

Types of cover

Vehicle Breakdown Insurance

Cover one or more vehicles with any driver

You can register up to four vehicles. As long as they are all used for private use. So, if your vehicle breaks down, we’ll come to the rescue no matter who is driving it.

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Personal Breakdown Insurance

Cover up to 4 people in any vehicle

So whatever vehicle the insured individuals are traveling in or driving, we’ll come to the rescue if something goes wrong, whether you’re the driver or a passenger.

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What vehicles we cover

Cars

​Max Weight (gross): 3.5 tonnes Max Length: 5.5 metres (18 feet) Max Width: 2.3 metres (7.5 feet)

We don’t cover commercial usage (including, but not limited to courier services, driving tuition and use for hire or reward). See our policy wording for full definitions.​

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Motorbikes

​Max Weight (gross): 3.5 tonnes Max Length: 5.5 metres (18 feet) Max Width: 2.3 metres (7.5 feet)

We don’t cover commercial usage (including, but not limited to courier services, driving tuition and use for hire or reward). See our policy wording for full definitions.

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Caravans and Trailers

Max Weight (gross) 3.5 tonnes

Max Length 7.0 metres (23 feet) excluding draw bar and coupling

Max Width 2.44 metres (8 feet)

If your vehicle breaks down while towing a caravan or trailer, we will also arrange for your caravan or trailer to be recovered to the same location as your vehicle.

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Vans

​Max Weight (gross): 3.5 tonnes Max Length: 5.5 metres (18 feet) Max Width: 2.3 metres (7.5 feet)

We don’t cover commercial usage (including, but not limited to courier services, driving tuition and use for hire or reward). See our policy wording for full definitions.

Find out more

What we cover

Breakdown Insurance

A flexible range of cover

uk breakdown

UK Breakdown Cover

We’ll cover an individual whatever the vehicle they’re driving – or alternatively cover the vehicle no matter who’s driving it.

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European Breakdown Cover

If your vehicle has broken down during a trip within Europe, we will instruct a recovery operator to attend the scene of the breakdown.

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Motorbike Breakdown Cover

Cover your motorbike, no matter who’s riding it. We help keep you moving on your precious two wheels.

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Family Breakdown Cover

We can make sure your family is safe, with our personal cover for you and up to three people living in your household.

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Breakdown Comparison table

Local Cover

from
£ 18
86
Annual
  • Roadside assistance
  • Local recovery
  • Misfuel
  • Home Cover (optional)
  • Excess (optional)
  • Trailer & caravan

National Cover

from
£ 19
79
Annual
  • Roadside assistance
  • Local recovery
  • National recovery
  • Onward travel
  • Emergency overnight accomodation
  • Misfuel
  • Home Cover (optional)
  • Excess (optional)
  • Trailer & caravan

National & Home

from
£ 20
75
Annual
  • Roadside assistance
  • Local recovery
  • National recovery
  • Onward travel
  • Emergency overnight accomodation
  • Misfuel
  • Home Cover
  • Excess (optional)
  • Trailer & caravan
Popular

European Cover

Single trip from
£ 55
78
Annual
  • Roadside assistance
  • Local recovery
  • National recovery
  • Onward travel
  • Emergency overnight accomodation
  • Misfuel
  • Home Cover
  • European cover
  • Excess (optional)
  • Trailer & caravan

What our customers are saying

Frequently Asked Questions

​Personal breakdown cover covers a named person on the policy instead of a vehicle. This means that person has breakdown cover in any vehicle he or she either drives or is a passenger in – but no-one else is covered.
If you breakdown, we will provide assistance in accordance with the terms of your cover for any vehicle or vehicles stated in the Schedule of Insurance. Put simply, this means that you’re buying breakdown cover for a vehicle, and that any valid driver behind the wheel of the car when it breaks down can call for assistance
Yes, you can choose to pay for your breakdown cover on a monthly basis. There is also the option to pay an annual membership, if you prefer.
Please refer to our policy wording for full details on definition of non-commercial usage. Anything not covered by a category within here will be deemed as commercial usage (including, but not limited to courier services, driving tuition and use for hire or reward)
Our claims process is easy and quick. In the event you need to make a claim you need to ring 01945 425307. It’s always important to make sure you have access to this number and your policy information. So keep your policy information in your vehicle or on your smartphone. The breakdown operator will take details of where you are and what the problem is, then send out a mechanic. Depending on the nature of the problem and your level of cover, the mechanic will either fix the issue there and then, or tow you and your vehicle to a nearby garage
We do not cover caravans in the event of a break down. We only cover a caravan or trailer being towed by an isured vehicle that breaks down whilst towing up to a weight limit of 3.5 tonnes and size limits of 7 metres long and 2.44 metres wide
We can offer cover for vehicles that are up to and including 21 years old

Cover My Helphub

Customer Services number: 0208 626 9454

Emergency call out number: 01945 425307

Email: admin@covermy.co.uk

Cover My Breakdown Policy Wording