Gadget Cover

Gadget Insurance

From
£45.76

Types of cover​

Premium Cover

Our most comprehensive cover which offers protection in the event of theft, loss or unexpected mishaps.

Basic Cover

Our Basic Cover offers your device protection against theft and loss. We will provide you with a replacement phone.

Cover with confidence

We have been helping customers protect what’s important to them for over 20 years. In this time we have seen an increasing need for choice and flexibility with the cover we provide and how we provide that to our customers. A fast moving and ever-evolving world of technology has also transformed the face of insurance and how we offer our services and products to our customers.

We believe that the world of insurance should be no different. It should be simple, clear and quick to find and purchase the cover our customers need. When you are looking to protect the things you care about you don’t want to be left feeling confused and unsure.

We provide a simple and affordable range of instant cover. Choose from our Basic Cover or Premium Cover and relax knowing that your favourite companion is fully covered.

Cover for a variety of needs

We provide a simple and affordable range of instant cover. We offer Premium or Basic Cover so you can select the cover that is best for you.

Huawei Insurance

Quality Huawei phone insurance from a company you can trust. Find out more

 iPhone Insurance

Quality IPhone insurance from a company you can trust.

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Samsung Insurance

Quality Samsung phone insurance from a company you can trust.

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Tablet Insurance

Quality Tablet insurance from a company you can trust.

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Mobile Insurance

Quality Mobile insurance from a company you can trust.

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Accessories Insurance

Your accessories are protected with your cover giving you additional piece of mind.

Find out more

What we cover 

Breakdown Cover

We will pay repair costs if your gadget is damaged as a direct result of electrical or mechanical breakdown occurring outside of the manufacturer's guarantee period. If your gadget cannot be economically repaired, we will provide a replacement item up to the policy limit. Reasonable care should be taken and subject to terms and conditions

Cracked Screen

Your device is covered for repairs and replacements which are a direct result of accidental damage to your devices screen.

Fraudulent Usage Cover

If your gadget is accidentally lost or stolen and is used fraudulently, we will reimburse you for the costs up to a maximum value of £500 upon receipt of your itemised bill. This is in addition to the policy limit stated on your schedule of insurance. Refer to the policy document for the terms and conditions.

Accidental Loss

If you lose your mobile phone or tablet we will provide a replacement item up to the policy limit.

Theft

If your gadget is stolen we will provide a replacement item up to the policy limit. Where only part or parts of your gadget have been stolen, we will only replace that part or parts.

Accessories Cover

If your accessories are damaged, lost or stolen at the same time as your gadget then cover is offer for accessories up to a limit of £150. Proof of purchase for the accessories will be required. This is in addition to the policy limit stated on your schedule of insurance.

Accidental Damage

We will pay the costs of repairing your gadget as a result of accidental damage.

In the event that any repairs authorised by us under this policy invalidate your manufacturer’s warranty, we will repair or replace your gadget for the remaining period of your manufacturer’s warranty.

If your gadget cannot be repaired a replacement Item will be provided. Please see terms and conditions.

Liquid Damage

Your device is covered for repairs and replacements which are a direct result of damage caused by liquid.

Why CoverMy

Instant Cover

With our gadget cover when you purchase your insurance you are insured instantly. No waiting around for another day or two.

Unlimited Claims

There is no limit to the claims that you can make in a policy year, and that’s regardless of how many times you need our help.

Worldwide cover

We offer 90 days of worldwide cover in any 12 month period of cover

97% of claims paid

We have paid out on 97% of claims and are proud that we have been able to help so many customers in their time of need.

Cover Comparison table

Basic Cover

Annual from
£45.76 / Year
  • Accidental Loss
  • Theft
  • Worldwide Cover - 90 days in any 12 month period of cover
  • Liquid Damage
  • Cracked Screen
  • Accessories Cover - Maximum value of £150
  • Fraudulent Usage Cover - Maximum value of £500

What our customers are saying

Gadget Frequently Asked Questions

Your policy documents will be attached in your policy confirmation email. You can also access you policy docments at any time by logging into your online account.

If you haven’t received your login details or can’t find them call our custmer service team on 0208 6269 454 or email admin@covermy.co.uk and we will be happy to assist.

Our offices are open 9am – 5pm from Monday to Friday and 10am – 2pm on Saturdays.

We don’t automatically renew your policy. We will send out a renewal reminder near the end date of your policy to see if you wish to continue your cover.

If you have any issues with, or questions about, your account you can contact us on by calling 0208 6269 454 or emailing us at admin@covermy.co.uk and we will be more than happy to help.

You can cancel your policy within the first 14 days of the policy inception date, or upon receipt of your terms and conditions, whichever happens later. Unless you have made a claim during this period we shall refund your premium in full less a £10.00 administration charge.

Please visit our ‘Make a claim’ section of the website to find the relevant number and steps to take.

You can amend your cover at any time. You can speak to one of our customer service team who will be able to make policy amendments. They will take you through your options to find the best level of cover to suit your needs. You can call us on 0208 626 9454 or email admin@covermy.co.uk to talk to our team who will be more than happy to help.

When you took out your breakdown cover with us we would of automatically created you an online account. You should of hopefully received an email with your login details.

If you haven’t received this email or can’t find it then call our customer service team on 0208 6269 454 or email admin@covermy.co.uk and we will be happy to assist.

Our offices are open 9am – 5pm from Monday to Friday and 10am – 2pm on Saturdays.

Unfortunately at the moment you can’t amend your personal or cover details online. You will need to contact our customer servicve team on 0208 626 9454 or email admin@covermy.co.uk to talk to our team who will be more than happy to help.

We realise that things can go wrong and there may be occasions when you feel that we have not provided the policy or service you expected. When this happens we want to hear about it so that we can try to put the matter right. It is important you know that we are committed to providing an exceptional level of service and customer care.

If you wish to make a complaint then you can refer to our policy wording for details or you can call 0208 6269 454 or email us at admin@covermy.co.uk and we will be more than happy to help.

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Cover My Helphub

Telephone: 0333 241 3394

Email: gadgetclaims@coplus.co.uk