iPhone Insurance

iPhone Insurance

Quality iPhone insurance from a company you can trust

From
£45.76

iPhone Insurance

When Apple launched their first iPhone over a decade ago, even they wouldn’t have predicted its consistent dominance in the smartphone space – still the most popular mobile phone in the UK – our iPhones are a part of the way we organise our lives, communicate with friends, and plan both our work and our social lives.

As such, it’s vital they’re covered. If you’ve not got insurance yet, you’re not alone, in fact 65%* of the population are still not insured for their most fundamental device – their phone, so they’re all putting themselves and their finances at massive risk. The cost of a new phone will run into hundreds of pounds. And if you’re tied into a contract, that could be even higher. At Cover My, we make sure our customer’s iPhone insurance is tailored to them, and their specific model of iPhone.

We are focused on providing comprehensive cover that offers our customers the flexibility to design their ideal cover which suits their needs and budget. We also want to make it simple to protect your treasured companion and provide a simple and fast quote and buy process that will give you instant cover.

With CoverMy you can relax, as we want our customers to feel safe and assured in knowing purchasing cover through us gives you reliable and affordable insurance that allows you to protect what matters to you the most. And if the worst was to happen, you have someone that believes what is important to you is also important to us as well.

* Source Moneysupermarket

Types of cover

Premium Cover

Our most comprehensive cover which offers protection in the event of theft, loss or unexpected mishaps.

Basic Cover

Our Basic Cover offers protection against theft and loss.

Why CoverMy ​

Almost half of the smartphones in the UK are iPhones – but our love affair with them is tested when accidents occur, and we realise how much we depend on them. We can’t stop accidents from happening, but we can take the stress away when they do. Our iPhone insurance offers you the reassurance you won’t have to cover the cost of a new handset if it becomes damaged.

The best protection for your iPhone

Our iPhone insurance has been developed with the quality of the device in mind – and we’re continually comparing our offerings to others in the market – so that we can be confident we’re offering customers the best and most competitive cover.

Comprehensive protection for true peace of mind

It’s only when something goes wrong with your iPhone that you realise how crucial it is in your day to day life. With Cover My we provide a friendly and reliable service you can trust to make that situation a whole lot easier (and speedier) to deal with.

Instant cover that’s right for you

At Cover My getting iPhone insurance is quick and easy to do, and we’ll help you find the package that’s affordable and right for you. We’re committed to offering a variety of cover choices, all at great value, so that our customers get reliable insurance at a highly competitive price.

What we cover

Breakdown Cover

We will pay repair costs if your gadget is damaged as a direct result of electrical or mechanical breakdown occurring outside of the manufacturer's guarantee period. If your gadget cannot be economically repaired, we will provide a replacement item up to the policy limit.

Cracked Screen

Your device is covered for repairs and replacements which are a direct result of accidental damage to your devices screen. Each claim will be up to your policy limit.

Fraudulent Usage Cover

If your gadget is accidentally lost or stolen and is used fraudulently, we will reimburse you for the costs up to a maximum value of £500 upon receipt of your itemised bill. This is in addition to the policy limit stated on your schedule of insurance.

Accidental Loss

If you lose your mobile phone or tablet we will provide a replacement item up to the policy limit.

Theft

If your gadget is stolen we will provide a replacement item up to the policy limit. Where only part or parts of your gadget have been stolen, we will only replace that part or parts.

Accessories Cover

If your claim is approved, we will replace any accessories that were lost, stolen or damaged at the same time as your gadget up to a maximum value of £150. Proof of purchase for the accessories will be required. This is in addition to the policy limit stated on your schedule of insurance.

Accidental Damage

We will pay the costs of repairing your gadget as a result of accidental damage. Repairs will be carried out using readily available parts. Where possible we will use original parts but in some cases, unbranded parts may be used.

In the event that any repairs authorised by us under this policy invalidate your manufacturer’s warranty, we will repair or replace your gadget for the remaining period of your manufacturer’s warranty in line with your manufacturer’s warranty terms and conditions.

If your gadget cannot be economically repaired then a replacement Item will be provided up to the policy limit.

Liquid Damage

Your device is covered for repairs and replacements which are a direct result of damage caused by liquid. Each claim will be up to your policy limit.

Popular iPhone devices

iPhone11-pro-cover-black

iPhone 11 Pro

iPhone 11

iPhone XS

iPhone XR

iPhone 8

Cover Comparison table

Basic Cover

Annual from
£45.76 / Year
  • Accidental Loss
  • Theft
  • Worldwide Cover - 90 days in any 12 month period of cover
  • Liquid Damage
  • Cracked Screen
  • Accessories Cover - Maximum value of £150
  • Fraudulent Usage Cover - Maximum value of £500

Why CoverMy

Instant Cover

With our gadget cover when you purchase your insurance you are insured instantly. No waiting around for another day or two.

Unlimited Claims

We will make sure that your phone is always repaired or replaced, and that’s regardless of how many times you need our help.

Worldwide cover

We offer 90 days of worldwide cover in any 12 month period of cover

97% of claims paid

We have paid out on 97% of claims and are proud that we have been able to help so many customers in their time of need.

What our customers are saying

Frequently Asked Questions

Gadget iPhone

Our Basic Cover will cover your device for Loss and Theft. It also covers Fraudulent Usage Cover, Liquid Damage, Accessories Cover, Cracked Screen and Worldwide Cover.

If your gadget claim is approved, we will replace any accessories that were lost, stolen or damaged at the same time as your gadget up to a maximum value of £150. Proof of purchase for the accessories will be required. This is in addition to the policy limit stated on your Schedule of Insurance.

Your gadget is covered for up to 90 days in total worldwide in any 12 month period of cover. Replacement or repair can only be dealt with once you are back in the UK.

Your device must be less than 12 months old at the start date of your policy as shown on your Schedule of Insurance.

Yes, we will need an original receipt and any other documentation required to prove your device was purchased as new in the UK directly from a manufacturer, network provider or retail store (high street or online) OR purchased as refurbished in the UK direct from the manufacturer or network provider. This must show the date of purchase, make, model, IMEI/Serial number of your device.

Yes, there is an excess fee applied every time you make a claim. You can select what you want your excess level to be as you go through and build your cover.

Our cover is instant. As soon as you have paid you are under our cover and protected.

We understand that you need your device replaced as quickly as possible. That is why we aim to have a replacement device in your hands within 48 hours of a claim being approved.

We will provide a gadget of the same age and condition and specification (we cannot guarantee that it will be the same colour as the original gadget) or, if not available, one of comparable specification or equivalent value taking into account the age and condition of the original gadget. For clarity, this is not a ‘new for old’ policy and the replacement item can be a new or refurbished item of equivalent specification.

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Cover My Helphub

Telephone: 0333 241 3394

Email: gadgetclaims@coplus.co.uk