Protection your device deserves
Protection your device deserves
As our phones are such a necessity, we believe at Cover My that covering your phone and protecting it from any mishaps should be just as important as insuring your car or home.
That’s why we have designed our mobile insurance to give you the comfort in knowing your phone is protected with cover that suits you and your device.
Our Premium Gadget Insurance will cover you for not only what you receive in our Basic package, but also for accidental damage and breakdown.
We will pay the costs of repairing your phone as a result of accidental damage, and if your mobile can’t be repaired then a replacement item will be provided by us.
We will also pay repair costs if your mobile is damaged as a direct result of electrical or breakdown occurring outside of the manufacturer’s guarantee period. If your phone can’t be fixed, then we’ll replace it for you, up to the value of your policy limit.
We want our customers to feel safe and assured in knowing purchasing cover through us gives you reliable and affordable insurance that allows you to protect what matters to you the most. And if the worst was to happen, you have someone that believes what is important to you is also important to us as well.
Our most comprehensive cover which offers protection in the event of theft, loss or unexpected mishaps.
Our Basic Cover offers protection against theft and loss.
If your gadget is accidentally lost or stolen and is used fraudulently, we will reimburse you for the costs up to a maximum value of £500 upon receipt of your itemised bill. This is in addition to the policy limit stated on your schedule of insurance.
If you lose your mobile phone or tablet we will provide a replacement item up to the policy limit.
If your gadget is stolen we will provide a replacement item up to the policy limit. Where only part or parts of your gadget have been stolen, we will only replace that part or parts.
If your claim is approved, we will replace any accessories that were lost, stolen or damaged at the same time as your gadget up to a maximum value of £150. Proof of purchase for the accessories will be required. This is in addition to the policy limit stated on your schedule of insurance.
We will pay the costs of repairing your gadget as a result of accidental damage. Repairs will be carried out using readily available parts. Where possible we will use original parts but in some cases, unbranded parts may be used.
In the event that any repairs authorised by us under this policy invalidate your manufacturer’s warranty, we will repair or replace your gadget for the remaining period of your manufacturer’s warranty in line with your manufacturer’s warranty terms and conditions.
If your gadget cannot be economically repaired then a replacement Item will be provided up to the policy limit.
Your device is covered for repairs and replacements which are a direct result of damage caused by liquid. Each claim will be up to your policy limit.
When it comes to finding the right insurance for your gadgets, at Cover My we don’t believe in the one-size-fits-all approach. We take your individual needs and discuss what devices you have to protect – from there, we find the right Premium Package for you, that’ll give you ultimate peace of mind.