Gadget Insurance

From
£4.45 pm

Types of Gadget Insurance Cover​

Premium Cover

Our most comprehensive cover which offers protection in the event of theft, loss or unexpected mishaps.

Basic Cover

Our Basic Cover offers your device protection against theft and loss. We will provide you with a replacement phone.

What we cover

Mobile Insurance

Quality Mobile insurance from a company you can trust.

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Tablet Insurance

Quality Tablet insurance from a company you can trust.

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Accessories Insurance

Your accessories are protected with your cover giving you additional piece of mind.

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Cover with confidence

We have been helping customers protect what’s important to them for over 20 years, mobile phones and tablets. In this time we have seen an increasing need for choice and flexibility with the cover we provide and how we provide that to our customers.

We believe that the world of gadget insurance should be no different. It should be simple, clear and quick to find and purchase the cover our customers need. When you are looking to protect the things you care about you don’t want to be left feeling confused and unsure.

We provide a simple and affordable range of instant cover for your mobile phone and tablet. Choose from our Basic Cover or Premium Cover and relax knowing that your favourite companion is fully covered.

Why CoverMy for Gadget Insurance

Instant Cover

With our gadget cover when you purchase your insurance you are insured instantly. No waiting around for another day or two.

Unlimited Claims

There is no limit to the claims that you can make in a policy year, and that’s regardless of how many times you need our help.

Worldwide cover

We offer 90 days of worldwide cover in any 12 month period of cover

97% of claims paid

We have paid out on 97% of claims and are proud that we have been able to help so many customers in their time of need.

Cover Comparison table

Premium Cover

from
£ 5
00
Month
  • Annual pay £57.34
  • Accidental Loss
  • Theft
  • Accidental Damage
  • Breakdown Cover
  • Worldwide Cover - 90 days in any 12 month period of cover
  • Liquid Damage
  • Cracked Screen
  • Accessories Cover - Maximum value of £150
  • Fraudulent Usage Cover - Maximum value of £2,500
Popular

Basic Cover

from
£ 4
45
Month
  • Annual pay £51.07
  • Accidental Loss
  • Theft
  • Worldwide Cover - 90 days in any 12 month period of cover
  • Liquid Damage
  • Cracked Screen
  • Accessories Cover - Maximum value of £150
  • Fraudulent Usage Cover - Maximum value of £2,500

What we cover 

Your device is covered for repairs and replacements which are a direct result of accidental damage to your devices screen. Each claim will be up to your policy limit.
We will pay repair costs if your gadget is damaged as a direct result of electrical or mechanical breakdown occurring outside of the manufacturer’s guarantee period. If your gadget cannot be economically repaired, we will provide a replacement item up to the policy limit.

If your gadget is accidentally lost or stolen and is used fraudulently, we will reimburse you for the costs up to a maximum value of £500 upon receipt of your itemised bill. This is in addition to the policy limit stated on your schedule of insurance.

If you lose your mobile phone or tablet we will provide a replacement item up to the policy limit.

If your gadget is stolen we will provide a replacement item up to the policy limit. Where only part or parts of your gadget have been stolen, we will only replace that part or parts.

If your claim is approved, we will replace any accessories that were lost, stolen or damaged at the same time as your gadget up to a maximum value of £150. Proof of purchase for the accessories will be required. This is in addition to the policy limit stated on your schedule of insurance.

We will pay the costs of repairing your gadget as a result of accidental damage. Repairs will be carried out using readily available parts. Where possible we will use original parts but in some cases, unbranded parts may be used.

In the event that any repairs authorised by us under this policy invalidate your manufacturer’s warranty, we will repair or replace your gadget for the remaining period of your manufacturer’s warranty in line with your manufacturer’s warranty terms and conditions.

If your gadget cannot be economically repaired then a replacement Item will be provided up to the policy limit.

Your device is covered for repairs and replacements which are a direct result of damage caused by liquid. Each claim will be up to your policy limit.

What our customers are saying