Gadget Significant Change

Change Details Previous policy New Policy Description Policy Wording Page Number

Change of Insurance Company

Building Block Insurance PCC Limited authorised and regulated by Malta Financial Services Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority, financial services register reference number 616033. The nature and extent of consumer protections may differ from those firms in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.

Fortegra Europe Insurance Company SE UK Branch, a branch of Fortegra Europe Insurance Company SE (Financial Conduct Authority registration number 805770).

The policy is underwritten by a different insurer which means a contract of insurance will exist between you and a different insurer than previously.   The change does not affect the Financial Services Compensation Scheme (FSCS) policyholder protection scheme in the event of default by the insurer or your right to refer a complaint to the Financial Ombudsman Service

6

Accidental Damage Definition

Accidental Damage: Physical damage caused by a sudden, external and unexpected event. This extends to include damage to screens and damage resulting from contact with water and other liquids.

Accidental Damage: Physical damage caused by a sudden, external and unexpected event. This extends to include Malicious Damage, damage to screens and damage resulting from contact with water and other liquids. Damage to screens must render the device unusable.

Update to confirm malicious damage is covered under accidental damage.

4

Change of Insurance Company

Previous policy

Building Block Insurance PCC Limited authorised and regulated by Malta Financial Services Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority, financial services register reference number 616033. The nature and extent of consumer protections may differ from those firms in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.

New Policy

Fortegra Europe Insurance Company SE UK Branch, a branch of Fortegra Europe Insurance Company SE (Financial Conduct Authority registration number 805770).

Description

The policy is underwritten by a different insurer which means a contract of insurance will exist between you and a different insurer than previously.   The change does not affect the Financial Services Compensation Scheme (FSCS) policyholder protection scheme in the event of default by the insurer or your right to refer a complaint to the Financial Ombudsman Service

Policy Wording Page Number

6

Accidental Damage Definition

Previous policy

Accidental Damage: Physical damage caused by a sudden, external and unexpected event. This extends to include damage to screens and damage resulting from contact with water and other liquids.

New Policy

Accidental Damage: Physical damage caused by a sudden, external and unexpected event. This extends to include Malicious Damage, damage to screens and damage resulting from contact with water and other liquids. Damage to screens must render the device unusable.

Description

Update to confirm malicious damage is covered under accidental damage.

Policy Wording Page Number

4

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