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Comprehensive cover for accidents or illness, including cover for recurring conditions. The vet fee limit will reinstate every time you renew.
Cover for accidents, illnesses and conditions for 365 days or until the condition limit is reached.
Cover for accidents, illnesses and conditions up to the specified cover limit, while the policy is active.
At Cover My we want our customers to feel safe and assured in knowing that we will take good care of your cat.
Our reliable and affordable cat insurance allows you to protect what matters to you the most.
It can be an incredibly stressful and worrying time, when something happens to your dog.
We’ve got various cover that’ll help you pay for any unexpected vet treatment your dog needs – and it’s quick and easy to get set up.
Cover your pet from £8.57 per month
Pet Insurance from Covermy. We believe that pets deserve the best care and treatment, to get them back on the mend should the unexpected happen.
Our Pet Insurance policies and exceptional customer service have been designed to make pet insurance for cats and dogs straightforward, making life better for our customers, and their pets.
What our Pet Insurance cover's
A flexible range of Pet Insurance cover
| Time limited | Maximum Benefit | Lifetime | |||
|---|---|---|---|---|---|
| Vets Fees | £3,000 | £4,000 | £2,000 | £5,000 | £10,000 |
| Diagnostic cap (CT and MRI's) | £1,500 | £1,500 | £1,500 | £1,500 | £2,000 |
| Cruciate Limit Cap | £1,500 | £1,500 | £1,500 | £2,000 | £2,500 |
| Complementary Treatment | £250 | £500 | £500 | £750 | £1,000 |
| Death from Illness or Accident | £500 | £500 | £750 | £1,000 | £1,000 |
| Third Party Liability (dog only) | £1,000,000 | £1,000,000 | £1,000,000 | £2,000,000 | £2,000,000 |
| Third Party Liability Excess | £250 | £250 | £250 | £250 | £250 |
| Holiday Cancellation | £1,500 | £1,500 | £1,500 | £2,000 | £2,500 |
| Theft or Straying | £500 | £500 | £750 | £1,000 | £1,000 |
Lifetime, Maximum Benefit or Time Limited
This is the most complete type of pet insurance available. It covers accidents, injuries or illnesses for the lifetime of your pet, subject to limits set out in the policy, the limit resets each policy year.
This will cover illnesses and accidents up to a maximum amount per condition, but there’s no time limit on how long you can claim for.
This will cover illness as well as accidents up to the claim limit or 365 days per condition, whichever occurs sooner
Your pet will not be covered for any claims relating to accidental injury for 5 days from the start date of your policy Your pet will not be covered for any claims relating other covers types for 14 days from the start date of the policy.
Please contact The Insurance Factory on 03330096721 or email petclaims@insurancefactory.co.uk or visit the Cover My website to download a claim form
Yes, this can be arranged subject to agreement from your vet
You should contact the claim handler; The Insurance Factory on 03330096721 as soon as you think you may have a claim and they will let you know how to proceed
Yes there is a fixed excess and a % Excess you choose the excess level at the start of the policy.
What is a % Excess?
This is the amount that you are required to pay towards a claim (in addition to the excess). The % Excess is deducted from the overall limit of Your cover. By way of an example, if You have a benefit limit of £4,000, a Policy excess of £90 and a co-payment percent of 10% the maximum settlement would be £3,519 for a single Condition in a single year.
What is the excess amount?
For cats aged under 10 and most breeds of dog under 8 the fixed excess is either £50 or £100 and the % excess is either 0% or 15% depending on what you choose at the start of the policy.
For selected breeds of dog under 8 the fixed excess is either £50 or £100 and the % excess is 15%. (It will be clear during the application process whether your dog is one of the selected breeds where a 15% excess always applies)
For cats aged 10 or over and all dogs aged 8 or over the fixed excess will be £50 or £100 (depending on your choice at the start of the policy) and the % excess will be 15%
Yes, your policy will automatically renew unless you tell us you no longer want the cover. We do this to ensure that your pet has continuous cover. We will contact you no later than 21 days before your policy is due to renew, so you can cancel or make any changes
Cover My
Kempton House, Kempton Way, PO Box 9562, Grantham, Lincolnshire, NG31 0EA
Cover My is a trading name of Reach Financial Services Limited. Reach Financial Services Limited is authorised and regulated by the Financial Conduct Authority. FCA Register Number 302801.
Reach Financial Services Limited is a limited company registered in England Company No: 4328466 Registered office: Kempton House, Kempton Way, PO Box 9562, Grantham, Lincolnshire, NG31 0EA.
© 2023 Cover My. All rights reserved.
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