Pre-Existing Medical Conditions

Pre-existing Medical Insurance

Whether you’re going for a weekend away or the holiday of a lifetime, our single trip travel insurance could be the perfect choice.

Pre-existing medical insurance


Going on your dream holiday or even just going away for the weekend is a special occasion that you should be able to look forward to. It’s not a time for worrying if you’ll be able to go on holiday and if you will get insurance to cover you. If you are one of the many who have a pre-existing medical condition, then you will be aware of just how difficult it is to find the right travel insurance policy for you at the cheapest possible price.

We believe you shouldn’t be prevented from fulfilling any dreams you may have, and you should have the ability to experience what this world has to offer. That is why we have partnered with Justtravelcover.com to make it much easier to find the ideal insurance for you. Working with a panel of specialist medical travel insurers they can provide a range of travel insurance options for those with pre-existing medical conditions.

It is quick and easy to buy travel insurance with cover for medical conditions from Justtravelcover.com, they will simply ask you the names of your medical conditions, and then ask a series of multiple-choice questions to help their insurers provide you with the right level of travel insurance cover.

Travel with the comfort in knowing that whatever holiday you want it is covered with reliable cover which will offer you peace of mind and protect what matters to you the most.

Types of cover

Single Trip Travel Cover

Get insured quickly and easily for a single trip up to 365 days with no upper age limit. Build your perfect holiday cover that suits your needs and travel with the assurance and comfort in knowing you’ll be protected for pre-existing medical conditions.

Annual Travel Insurance

Save money with our annual multi-trip insurance if you travel more than once a year. Travel as many times a year as you want with complete peace of mind, as we cover all pre-existing medical conditions.

Who we cover

An Individual

Whether you’re going on a gap year, planning on meeting your friends or want a break by yourself. We provide cover to suit your individual needs. Read More

A Couple

A romantic break for two or embarking on a more adventurous trip we have the ideal range of cover for you both. Read More

A Family

Protect your family whilst on holiday and enjoy your treasured time together with peace of mind in knowing you have cover which will protect what matters to you most. Read More

A Group

Cover for 3 or more travellers who are unrelated and don’t live together. Our flexible range of cover allows you to tailor your holiday to suit everyone. Read More

Trusted service with support you can rely on

Trusted service with support you can depend on

Whilst travel liberates us – we travel to the places we treasure as lifelong memories, to exotic destinations, to spend time with our families, to learn and do the things that matter to us most.

The right cover for you

Health and age can become a limiting factor and pose unwanted risks when we travel – which is part of the reason people buy travel insurance. However, these very reasons can make getting the right level of cover, at an affordable cost, a difficult task. That’s where we come in.

Specialist and tailored

We aim to help everyone have a safe journey, with high quality affordable specialist travel insurance with cover for pre-existing medical conditions at all stages, and we have no upper age limit.

A flexible range of cover

Winter Sports Insurance

Make sure you have the right protection for when you are on the slope. We offer a range of benefits to make sure your snow fuelled adventure isn’t a stressful one if the unexpected was to happen. Read more

Golf Trip Insurance

Tailored travel insurance for any keen golf enthusiast no matter where you are teeing off in the world. Our Golf Travel Insurance will cover the standard travel insurance features, plus tailored benefits for your golfing holiday. Read more

Cruise Travel Insurance

Our specialist cruise holiday insurance includes pre-existing medical conditions and cancellation cover, for over 65’s with no age limit. Relax completely when you cruise, knowing your emergency medical treatment is covered, should you need it. Read more

Adventure and Sport Insurance

Not everyone’s idea of the perfect break is sitting around by the pool. So for those who enjoy a bit more of a thrill seeking holiday we offer a range of cover for various activities. Read more

Pre-Existing Medical Conditions

With specialist travel insurance for virtually all pre-existing medical conditions – at all ages – we will ensure you get the right insurance at the best price. Read more
What we cover
For a full benefits list and what is covered with your chosen travel insurance policy you will need to view the appropriate policy wording from the insurer. You will be able to view this when deciding which policy best suits your needs on the Just Travel website.
Cancellation/Curtailment cover up to £12,500
Baggage cover up to £3,000
Personal Effects up to £3,000
Personal liability cover up to £2 million
Emergency medical and repatriation expenses up to £15 million
All pre-existing medical conditions considered
Missed departure up to £1,500
Legal Costs & Expenses up to £25,000
50+ Sports and activities covered as standard
Winter sports

What our customers are saying

Frequently Asked Questions

Travel Pre-Existing Conditions

Each traveller needs to have their own European Health Insurance Card (EHIC) Card. If you are travelling to countries within the European Union (EU), the European Economic Area (EEA) or Switzerland you are strongly advised to obtain a (EHIC). You can apply for an EHIC either online at www.ehic.org.uk or by telephoning 0300 330 1350 or visting your local post office. This will entitle you to benefit from the health care arrangements which exist between countries within the EU/EEA or Switzerland.

THE EHIC is not a replacement for your Travel Insurance and should accompany any cover you take out.

You can be covered for most travel destinations.

The only countries or areas we cannot provide cover to visit are where government bodies have advised against travel at the time of purchase. Please check your policy wording for a full list of destinations.

You can be covered for most travel destinations.

The only countries or areas we cannot provide cover to visit are where government bodies have advised against travel at the time of purchase. Please check your policy wording for a full list of destinations.

Yes – Just Travel don’t need to know the names of your medications, only the names of your medical conditions.You may be asked how many medications you take for a particular medical condition.

To screen your medical conditions and provide an accurate travel insurance quote, Just Travel will need to know the name of the medical condition you have been diagnosed with. If you are unsure, please check with your doctor.

No, you won’t need to supply Just Travel or the travel insurance provider with a doctor’s certificate. Their medical screening questions will assess the severity of your medical condition.You just need to tell Just Travel the name of the medical condition and answer the questions honestly.

Justtravelcover.com specialises in travel insurance for over 65’s and our single trip policies don’t have an upper age limit, while our annual multi – trip policies have an age limit of 79.

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Cover My Helphub

Telephone: Contact Just Travel on 0800 954 0178 to discuss anything related to your account with Just Travel

Opening hours
Monday – Friday 9am – 8pm
Saturday 9am – 4pm
Sunday 10am – 4pm

Complaints: covermy.justtravelcover.com/complaints